Insurance to Bulgaria
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Where to buy travel insurance for Bulgaria
Bulgaria is a country that tourists love for its access to the Black Sea. Balchik, Nessebar, Oglyad, Varna, Golden Sands - these are the main resorts for which it is worth taking out insurance in Bulgaria to protect yourself from unforeseen financial expenses for medical services.
Do you need a travel insurance policy for Bulgaria?
The probability of getting sick or getting injured is the same both at home and abroad. However, if the cost of treatment is predictable in your home country, then abroad it increases many times. Insurance for a trip to Bulgaria allows you to shift financial responsibility for the provision of medical services to the insurance company.
In addition, the policy is needed to apply for a visa to a country that is a member of the Schengen Agreement. Ukrainians who do not have a biometric passport need a Schengen visa to travel, for which a travel insurance policy is required.
It must meet certain requirements:
- minimum insurance coverage of 30,000 euros;
- validity of the policy in all Schengen countries.
Adding insured events will increase insurance coverage, the cost of insurance will increase accordingly, but the traveler will acquire greater protection when seeking medical attention under the policy.
Procedure for seeking medical care under the policy
If you feel unwell in Bulgaria, you should contact the insurance agent whose phone numbers are listed on the insurance policy and describe the situation to him. He will recommend a clinic to go to, or he will negotiate with the medical institution himself, and you will only have to come to the appointment at the appointed time.
Independently contacting the clinic without prior notification of the agent is possible only in case of a sudden deterioration in well-being. In this case, you need to inform the agent about the fact of contacting a doctor immediately after the application.
Where to apply for insurance in Bulgaria?
You can purchase a policy from an insurance company - by applying in person, or by filling out a special form online. A trip to the office will take time, registration via the Internet is much faster; insurance in both cases has the same legal force and is accepted by all state authorities.
How it works
— Iryna, insurance expert Parasol.uaA green card is required if you are going to travel outside Ukraine by car.
- At the border, they will definitely check for the presence of a policy.
- Buying a policy at the border is usually more expensive than buying it in advance.
- Fines for traveling without a policy range from €800 to €1,600 and vehicle delay
