Travel insurance for the Balkans

Travel without additional costs

The Balkan Peninsula is a fairly popular destination for Ukrainian tourists. The fact is that here sunny and well-groomed beaches are combined with steep cliffs and mountains. This group of countries includes Croatia, Serbia, Montenegro, Albania, Macedonia, Bosnia and Herzegovina. Each country has something to offer tourists. Fans of exploring history and culture will be able to enjoy monuments and historical architectural structures.

Thanks to the unique and inimitable natural landscapes, tourists have great opportunities for active recreation on lakes, rivers and in the mountains. Skiing is popular here in winter, and hiking and historical excursions in summer. 

Terms and features of insurance in Albania

Medical insurance for tourists in Albania covers medical services, including emergency medical care, as well as transportation to the hospital. The insurer may also cover specialist consultations, the cost of prescribed medications, emergency dental services, etc. Additional options are taken out at the request of the insured, which may include:

• Accident insurance. It protects against various unforeseen situations due to which the insured may be injured, temporarily lose their ability to work, or become disabled.
• Civil liability insurance. If you unintentionally cause damage to the health or property of third parties, you will not have to pay compensation.
• Luggage and document insurance. In some Balkan countries, the level of theft is quite high, or luggage can simply be forgotten at the airport or train station. If this happens, the insurer will compensate you for the losses, which will allow you to buy essential items.
• Insurance against non-departure or trip cancellation. As a rule, the ticket and hotel accommodation are paid in advance. If the trip is canceled, the travel agency or hotel will return only part of the amount. This option allows you to protect yourself from expenses that may arise if the trip is canceled or not departed only on the basis of serious circumstances.

These options affect the cost of the policy. For active recreation, separate insurance is provided, because the risk of injury is much higher. 

Cost of medical services in Croatia

The minimum insurance amount for Croatia is based on 30 thousand euros, as in other European Union countries. Medical services are quite expensive:

• Consultation with a specialist - 25 euros;
• Dentist's appointment - 20 euros;
• Tooth filling - 40 euros;
• Tooth extraction - about 40 euros.

Medicine in Croatia is quite developed. A significant difference, which may be unusual for Ukrainians, is that here cards and prescriptions are written out electronically, that is, patients have access to data via the Internet. There are aid points in resorts, and modern clinics in large cities.
Features of receiving medical care in Albania

Albania is not a member of the European Union, unlike Croatia, so the healthcare system is significantly different. Medicine in Albania is free, but service in state institutions still remains at a low level. Nevertheless, private clinics are actively developing. The policy involves contacting professionals in private and public clinics.

Online calculator: how to use it

The cost of a travel policy depends on many factors. To calculate prices, you should use an online calculator. You need to enter data, including the duration of your stay abroad, age, type of vacation (classic, active vacation or extreme sports), and others. After entering the data, you will see the cost of the travel policy. Moreover, today you do not need to go to the office and buy insurance, because you can order travel insurance to the Balkans online. The procedure will take you only a few minutes. All you need is a device with Internet access. Make sure that nothing bothers you during your vacation.