Which car to choose in 2023?

How to quickly compare the OSCPV of different insurance companies?

With the Parasol.ua resource, it is convenient, fast, and clear to study the offers of insurance companies. Enter the required parameters once in the "Autocivil" section and you will be able to see all available offers taking into account the following parameters:

• base cost;
• deductible size;
• additional offers to increase the insurance limit;
• popular rating;
• speed of payments;
• the ability to use the car to work in a taxi;
• availability of 24-hour service support and other related services;
• membership of the insurer in specialized associations;
• duration of the insurance company's work on the market;
• the ability to apply a discount.

All this data will help you choose the most suitable insurance option and a reliable company, which is very important for every driver.

Such a thorough study of the offers will not take much time, but will allow you to make sure that you will receive the desired services at the optimal price. at a price.

A significant advantage of Parasol.ua is the absence of intermediaries between the insured and the insurance company. You directly conclude an insurance contract, which makes fraud impossible and eliminates price manipulation.

Which motor third-party insurance to choose in 2023?

When choosing a company to purchase a third-party insurance policy, pay attention to several important points. The first is the deductible offered by the insurance company: it varies from 0 to 3 200 UAH, and the smaller its size, the more expensive the insurance will be. Recall that the deductible in a third-party insurance is the amount that you agree to compensate yourself in the event of an accident, accordingly, it affects the amount of payment made by the insurer.

We also recommend that you consider increasing the liability limits of the insurance company: add a voluntary liability insurance (VLI) policy to the third-party insurance. How will this help avoid unnecessary financial costs? Since motor third-party liability insurance is a mandatory type of insurance, the law sets maximum amounts for IC payments. Last year, they increased and now amount to UAH 160,000 for repairing a damaged car and UAH 320,000 for treating people injured in an accident. However, these funds are not always enough, especially for restoring a vehicle, because the cost of parts is now quite high and continues to grow along with the increase in the dollar and euro exchange rate.

If, together with motor third-party liability insurance, you issue a DCV, you will be able to increase the payment limit by the amount specified in the contract (from UAH 50,000 to UAH 1 million). At the same time, the total cost of insurance will increase insignificantly. Not all drivers understand the benefits of such a combination, but when they encounter it in practice, they always buy both policies together in the future.

Why do Ukrainians choose online insurance?

More and more Ukrainians are using the opportunity to buy a motor vehicle insurance policy online, because in this way they get a number of advantages, especially on Parasol.ua:

• you don't need to choose a time to visit insurance company offices and spend a lot of time collecting information to compare the cost and terms of insurance;
• you can apply for a comprehensive motor vehicle insurance policy at any time, any day and from anywhere in the world where there is Internet access;
• it will take no more than 5 minutes to purchase a policy, and it has the same legal force as a paper counterpart;
• payment is made through proven payment systems and is absolutely safe;
• after debiting money from your bank card, the insurance company immediately sends the policy to the contact email address specified during the purchase. filling in the data about the insured, and your data is sent to the Central Database of MTIBU;
• we have provided a system of discounts and the use of promotional codes.

Therefore, to buy a civil motor insurance policy in 2023, it is enough to choose an insurer on our website, decide on the insurance parameters, pay the finally calculated amount and check the contact e-mail where the insurance will be sent. We recommend saving it on your smartphone and printing it out so that it is at hand under any circumstances.