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Drivers may be required to bear full responsibility for the life and health of passengers

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Auto insurance

The Verkhovna Rada registered a bill No. 4642-d “On Amendments to Article 27 of the Law of Ukraine “On Amendments to Certain Laws of Ukraine Regarding Compulsory Insurance of Carrier Liability for Damage Caused to the Life and Health of Passengers and Third Parties”.

The bill was initiated by People’s Deputies Yaroslav Dubnevych, Viktor Ostapchuk, Ihor Didenko, Borys Kozyr and Oleksandr Urbansky.

The People’s Deputies propose replacing passenger accident insurance with carrier liability insurance.

“With the loss of the state monopoly on passenger transportation in Ukraine, control over the quality of passenger transportation services by carriers of various forms of ownership and their provision of transportation safety has been weakened. The share of such carriers, including individuals, is growing every year. The consequence of this was an increase in the accident rate in passenger transport,» — the authors of the bill report.

Yes, insurance against transport accidents is carried out in accordance with the Resolution of the Cabinet of Ministers of Ukraine dated August 14, 1996 No. 959 «On Approval of the Regulation on Compulsory Personal Insurance against Transport Accidents».

The explanatory note notes that a feature of this type of insurance is that insurance premiums are paid not by transport enterprises, but by passengers of road, rail and sea transport. In addition, this type of insurance does not apply to passengers of urban transport (automobile, electric, metro, etc.).

The need to replace mandatory personal insurance of passengers against accidents on transport with mandatory liability insurance of automobile, urban electric, railway, sea and inland waterway carriers is also due to the fact that insurance payments in the existing type of insurance do not correspond to the amounts of payments for insured events according to the analysis of insurance services.

Source: Finance.ua

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