Electric vehicle insurance during war: design features | Parasol.ua Blog

Insurance of electric vehicles during the war

Martial law, which is still in effect in Ukraine, is not a reason not to insure your car. Currently, vehicles can be stopped even more often than in pre-war times. Therefore, check the availability and validity of your motor vehicle insurance and take care of the protection of movable property, which is provided by electric vehicle insurance during war.

How to calculate the MTPL for an electric vehicle?

If the cost of MTPL for ordinary cars depends, in particular, on the engine capacity, the insurance price will be the same for electric vehicles of different power.

The cost of MTPL for an electric vehicle is affected by the owner's place of registration: Ukraine and which Ukrainian city, foreign registration, and whether the car provides taxi services.

If you enter this data on theParasol website, you will be able to see a certain number of offers from insurance companies that cooperate with our resource. We advise you to study each in detail and pay attention to additional discounts offered by insurers to those who are interested in electric vehicle insurance during martial law.

In addition, you can add voluntary insurance to a standard civil car policy in order to, for example:

• increase the insurance company's liability limit - DCV will help here;
• expand the list of cases that will be considered insured - this is exactly what the special offer "Mini CASCO S" is for;
• reduce the cost of the policy - for this you have the opportunity to choose a higher deductible instead of a zero deductible.

After you decide on a specific insurance company, all the conditions for the CPL and additional insurance options, our resource will show the final amount to be paid.

By the way, when choosing an insurance company for electric vehicle insurance, pay attention not only to the cost and availability discounts, but also on the MTIBU rating, which indicates the speed of payments in the event of an insured event.

How to apply for electric vehicle insurance online?

You can insure your car directly on our resource, but in the selected insurance company. There are several steps to do this. You need to specify:

1. State registration number of the vehicle.
2. Data of the car you are insuring.
3. Data of the insured (yours or the person for whom you are purchasing insurance).
4. Passport or driver's license data.
5. Additional policies that you plan to purchase together with the OSCPV.

Next, you will proceed to the stage of verifying the specified information. And to confirm your intention to pay the calculated amount, you will receive a message to your mobile number with a unique code.

The peculiarity of purchasing insurance through the Parasol resource is that you can use any bank card to make payment without charging any commissions. Immediately after the funds are debited, we will send all policies to the contact email address.

What to do if you suddenly notice an error in the data in the insurance after it has been issued? Don't worry, because we have foreseen this. Just contact our support service via a special form on the website and tell us about the changes that need to be made to the already concluded insurance contract.

Therefore, electric vehicle insurance during war is mandatory if you are issuing a civil car insurance policy and voluntary if you are purchasing CASCO to avoid additional financial costs. The easiest way to issue policies is on our resource. In a matter of minutes, we will show you the most advantageous insurance options, as well as help with various related issues, if necessary.