Child insurance when traveling abroad

When sending a child to a foreign country, you should take care of their safety. The cost of medical services abroad is usually many times higher than in your home country, so taking out insurance for a child when traveling abroad is mandatory when visiting some countries.

Features of a children's insurance policy

The policy has a minimum coverage of 30,000 euros and includes the following:

• examination by a specialist doctor;     
• hospital stay;    
• surgeon's assistance to save the child's life;     
• diagnostics;    
• emergency care, transportation of the child to a medical facility institution.     

When taking out travel insurance, you should understand what unforeseen situations a little traveler can expect on a trip and include the appropriate cases in the document.

Cost of registration

The price of the finished product depends on several factors:

1. Duration of the child's stay abroad: the longer the period, the more expensive the policy.
2. The number of included insurance cases. The more there are, the more you will have to pay.
3. Country of destination. Insurance to Japan, Korea, the USA will cost more than when traveling to the Schengen countries.

The cost is determined automatically based on the entered data.

To apply, you will need the child's passport, as well as a similar document from the parent who will accompany the minor traveler.

Procedure for seeking medical care

Compensation under the insurance can be obtained only if the rules for seeking medical care are followed. It is prohibited to go to the clinic on your own without prior notification to Assistance. Neglecting this rule is possible only in the event of a sharp and sudden deterioration in the child's health, in which a preliminary call and conversation with a specialist is not possible. In this case, the insurance agent should be informed immediately after the fact of providing first aid. Otherwise, the company may refuse to pay.