Medical insurance to France

Getting medical insurance for a trip to France is necessary for travelers who want to be protected from unreasonably high costs for medical services abroad. If in their home country the cost of seeing a doctor is relatively low, then abroad the price of such services increases many times.

The meaning and purpose of medical insurance for France

The policy has two meanings:

• a mandatory document when applying for a Schengen visa;     
• protection against high costs for medical services in a foreign country.     

A visa to France is necessary for residents of Ukraine who do not have a new generation international passport. They should apply to the embassy to obtain a Schengen visa, for which the policy med. insurance is mandatory.

Even if you have a biometric passport, it is still recommended to take out insurance for France. You can get sick or injured anywhere. Having a document will make your trip safer and give you more confidence when traveling abroad.

Insured events: features of applying for a policy

Standard insurance involves paying compensation for standard care. This includes a simple visit to a doctor, treatment, and transportation to a certain extent. However, you can go further and insure:

• assistance during pregnancy;     
• loss or delay of luggage;    
• delay or cancellation of flight;     
• allergic reactions;     
• terrorist acts.

In this case, there will be no more documents, all possibilities are simply entered into a single policy that covers all possible risks.

When applying for a Schengen visa, the minimum coverage must be 30,000 euros. In addition, the insurance must be valid in all Schengen countries.

Seeking medical care

It is forbidden to go to the clinic on your own without first notifying the insurance agent about the event that has occurred. You should contact Assistance and explain what happened. The specialist will tell you which clinic to go to to schedule an appointment. Alternatively, he can conduct all the necessary negotiations himself, and the traveler will only have to appear at the doctor at the appointed time.

A sharp and sudden deterioration in well-being may be a reason to go to the clinic without prior notice. However, immediately after providing assistance, the company should be notified of the insured event.

Compensation of expenses can be carried out in two ways:

• the clinic issues an invoice for the treatment to the company;    
• the traveler pays independently, keeps all documents that he presents to the insurance company to receive compensation.