Travel insurance to Indonesia

Indonesia is a country where Ukrainians have the right to visa-free entry for tourist purposes for a period of up to 30 days. If you need a longer stay as a tourist, you should apply for a visa, which requires purchasing insurance in Indonesia.

The second and main need for purchasing a form is protection during your trip from unplanned medical expenses, the cost of which is much higher abroad than in Ukraine. If a traveler needs medical help, one of two options is possible:

1. A bill is issued to the insurance company for a visit to the doctor, and the person who has applied is completely exempted from payment, provided that the amount of the bill does not exceed the established payment limit.
2. The traveler pays for the doctor's appointment and keeps all supporting documents. Subsequently, they will need to be presented to the insurance company to receive compensation.

The implementation of a specific case depends on the company's internal policy.

Cost of the insurance policy

When it comes to the price of medical insurance, three factors should be taken into account:

1. Duration of stay in a foreign country.
2. The number of events for which the traveler wishes to receive compensation.
3. Destination country.

Everything is explained simply. With an increase in the duration of stay and the number of insured events, the probability of the latter occurring increases. This leads to an increase in the price of the final product.

The amount of money for medical insurance to Indonesia depends on the destination country. This is due to both its geographical location and internal policy.

Standard risks include basic medical care and patient transportation. The following risks may be additionally insured:

• pregnancy;     
• allergy;    
• terrorist acts;     
• loss or delay of luggage;     
• alcohol intoxication;     
• flight cancellation or delay.      

The more such events included in the policy, the more expensive the cost of the final product will be.

Seeing a doctor for medical insurance

If you need to contact to a doctor in Indonesia, first call the insurance agent and tell them what happened. The specialist will indicate the specific clinic to contact and schedule an appointment.

Alternatively, the agent can contact the clinic himself and conduct all the necessary negotiations. In this case, the traveler will only have to come to the doctor's appointment at the appointed time.