Insurance to Portugal

Portugal has access to the Atlantic Ocean, so many people travel to this country for pleasure and to see the numerous local attractions. Despite the fact that Ukrainians who have biometric passports can enter the Schengen countries without a visa (for tourist purposes), taking out travel insurance in Portugal is highly desirable for your financial security.

Why should you take out a travel insurance policy in Portugal?

The main reason for purchasing a policy is the ability to transfer financial costs for medical care abroad from the traveler to the insurance company. It works very simply: when taking out health insurance in Portugal, the traveler indicates certain events, upon the occurrence of which he wishes to receive financial compensation. If an insured event occurs while you are abroad, the costs will be compensated if you follow certain rules.

How to apply for insurance in Portugal?

A traveler has two options: apply for a policy at the office of any company that issues such a product, or do it at home online. The second option is better because:

• you don't waste time traveling to the office;
• you can independently control the events that will be included in the insurance policy.

If you are not the owner of a biometric passport, you will need a visa to travel to Portugal. Insurance is a necessary document for obtaining it and must comply with certain rules:

• the amount of coverage is at least 30,000 euros;
• the policy must be valid in all Schengen countries.

In addition, in this case, the policy must be valid for the entire period of stay abroad.

Cases included in the insurance policy

As a standard, the costs of a small part of medical services are compensated. Expanding the range of events, upon the occurrence of which the company undertakes to pay financial compensation, leads to an increase in the cost of the final product.

The following events may be included in the policy:

• active recreation (sports);
• loss or delay of luggage;
• flight cancellation or delay;
• premature birth;
• theft or loss of documents, and so on.

The higher the amount of insurance coverage, the better protected the traveler is during a trip abroad.

How to properly seek medical care

If you need medical care, you should first contact an insurance agent who will recommend a specific clinic to you. You will need to call there and make an appointment.

Alternatively, the specialist can negotiate with the medical institution himself, and you will only have to come to the doctor for an appointment at the appointed time.