Insurance to Switzerland

The many sights and unusually beautiful mountain nature force tourists to stay in Switzerland longer. At the same time, the likelihood of needing to consult medical personnel increases. To minimize such costs, it is recommended to take out travel insurance for Switzerland.

Purpose of taking out an insurance policy for Switzerland

Purchasing insurance transfers part of the financial responsibility for medical expenses from the traveler to the insurance company, guaranteeing payment of compensation if the rules of conduct in the clinic are followed.

Since Switzerland is part of the Schengen zone, but not part of the European Union, residents of Ukraine who do not have a biometric passport should apply to the Swiss embassy for a visa. A travel insurance policy must meet the following requirements:

• minimum coverage of 30,000 euros
• valid in all Schengen countries

It is recommended to increase the insurance coverage of the policy, since Switzerland has a lot of opportunities for active sports.

Rules for seeking medical care

The main rule: it is forbidden to go to clinics on your own. You must inform the insurance specialist in advance about such an upcoming fact by contacting him at the telephone numbers indicated on the document form. There are two options:

1. The agent indicates a specific medical institution to call and schedule a visit.
2. The agent conducts all negotiations independently, the traveler must appear at the specified clinic by a predetermined time.

A deviation from this rule is allowed only in the event of a sharp and sudden deterioration of the condition, when it is not possible to contact a specialist in advance. In this case, you should inform the insurance company about the event immediately after the fact of providing medical care. Failure to comply with this rule may result in a refusal to pay compensation.

How to buy an insurance policy in Switzerland

Medical insurance in Switzerland is issued at the office of any company that sells similar products. Alternatively, everything can be done at home via the Internet. The electronic and paper versions of the policy have the same legal force.