Travel insurance to Holland and the Netherlands

Colorful Holland

Everyone associates the Netherlands with old mills, colorful tulips and the Red Light District. However, these are not all the interesting things that Holland offers tourists. The country is one of the most beautiful and colorful in all of Western Europe. There is unusual nature, many medieval castles and ancient towns.

The capital Amsterdam has something to offer tourists of all ages - beautiful architecture, picturesque canals, flower farms, hospitable and cheerful locals. Fans of modern and classical art can visit various museums, which present paintings by Van Gogh and Rembrandt. The complete opposite of Amsterdam is The Hague, where the parliament, government and the UN Peace Palace are located. In addition, you can enjoy the luxurious Binnenhof Castle, mansions, Baroque and Renaissance architecture. It is here that the best seaside resort in the Netherlands is located. It is also worth visiting Rotterdam and Leiden. In the latter, the facades of buildings are decorated with lines from famous poets. There are beautiful gardens, canals and beautiful squares.

Is it profitable to take out insurance in the Netherlands

To go on a trip to the Netherlands, you must take out an insurance policy. When entering the countries of the European Union, the policy must cover expenses of at least 30 thousand euros. A travel insurance policy must cover the following medical services:

• Calling a specialist or ambulance;
• Outpatient treatment;
• Inpatient treatment;
• Transportation to a hospital and a visit to a doctor;
• Reimbursement of the cost of medications prescribed by a doctor;
• Repatriation of the body in the event of the death of the insured person.

These insurance risks are mandatory, but if desired, insurance coverage can be further expanded.

Level of medicine in the Netherlands

Medicine in the Netherlands is one of the best in Europe. However, the population seeks help from a doctor only if there is an urgent need, that is, in case of serious illnesses. However, every citizen must have a medical insurance policy with them. If it is not there, you can get a fairly large fine, which undoubtedly has a negative impact on finances. Every citizen of the Netherlands is registered with a family doctor. About 2,300 patients are assigned to such doctors.

Foreigners can apply to both public and private clinics. The quality of services provided does not differ too much, but the cost of services will differ dramatically. If compared with other countries of the European Union, in the Netherlands, services in a private clinic will cost 5-15% cheaper than in France, Germany and Belgium. The cost of medical services in the Netherlands is approximately:

• 50 euros for a doctor's appointment;
• 800 euros for 1 day of treatment in a hospital;
• 140 euros for an ultrasound.

Given the cost of medical services, you can increase the amount of insurance coverage from the minimum (30 thousand euros) to 50 or 100 thousand euros. If you do not have a policy, you will have to pay for the assistance provided yourself.

Active recreation and extreme sports in the Netherlands

The Netherlands is known throughout Europe for the fact that almost everyone here uses a bicycle or scooter as a means of transport. If you also plan to travel around the country in this way, then you need to indicate this in the policy. The fact is that this type of activity increases the risk of injury, and accordingly the cost of such a policy is slightly higher. In addition, such pastimes as diving, surfing, cycling, yachting and others are popular in the Netherlands.

How much does a policy cost for a trip to the Netherlands

The price of the policy is influenced by many factors, including the age of the insured, the number of risks covered, the term of the policy, and the amount of the insured amount. In addition, additional options can be added to standard insurance, which covers only medical expenses, which expand insurance coverage while increasing the cost. Insurance for active sports is also more expensive.

To find out the cost of the policy before taking it out, you need to use an online calculator that will calculate prices from different companies. In addition, you have the opportunity to order travel insurance to Holland online. Thus, you don't even have to leave your home. It is enough to have only 5 minutes of free time.