Travel insurance to Spain and Portugal

Colorful Spain and Portugal

Spain is a very diverse and multifaceted country that has a lot to offer tourists. Catalonia is particularly popular with tourists, because Barcelona is located here. In the city, you can not only relax on beautiful beaches, but also enjoy the beautiful architecture of Gaudi. You can not ignore the capital - Madrid, there are many attractions here. The southern region of Andalusia is rich in real Spanish flavor, it is here that you can visit the famous bullfight and try your hand at flamenco dancing.

Another popular region is Valencia, it is famous for its sandy beaches. In addition, here you can try traditional Spanish paella with an unusual ingredient - beans. In the Basque Country, you must visit Bilbao with its unique museums and restaurants.

Portugal is a kind of mixture of Spain and Southern France. This country is chosen by travelers who love a special vacation. Traditions and historical heritage are valued here. The capital of Portugal is Lisbon, where you must visit the Castle of St. George. Outside the city are elite resorts called the Lisbon Riviera.

The second popular city is Porto. It is worth getting to know the capital from the historical center, which is protected by UNESCO, here tourists will see the cathedral and the huge church of San Francisco. The colorful houses in the Ribeira district look very original.

What is needed to apply for insurance in Spain and Portugal

Tour insurance to Portugal and Spain must be issued for at least 30 thousand euros. This amount is valid for all countries of the European Union. The insured receives medical care in the territory of these countries within the insurance amount. In Spain, everyone who enters the territory of the country must have a medical policy with them. The policy should not include a deductible, and it should also be valid throughout the European Union. An additional 15 days are added to the specified period of stay abroad so that you are protected in case of unforeseen situations if you have to stay in the country.

Features of insurance for active recreation and extreme sports

Active recreation enthusiasts (divers, surfers, skiers, and others) are in a high-risk group, so insurers use inflated coefficients when calculating the cost of such a policy. Ski resorts usually have only one doctor on duty, who can provide first aid, but for further manipulations, the victim must be taken to the hospital.

It is important to understand that in such cases, in the absence of insurance in Spain and Portugal, you will have to pay about 500 euros. The cost of one day of treatment in a Spanish hospital will cost 250 euros.

Portuguese beaches are very attractive for surfers. However, it is worth understanding that this sport is quite traumatic. 40% of all injuries are cuts and lacerations, with 35% of them occurring in the head and neck area, another 35% in the lower extremities, and 30% in the arms and torso. There can also be bruises, sprains, and fractures. The reasons can be very diverse - hitting the board, the ocean floor, collision with another surfer, marine animals.

If you plan to engage in active sports during your trip, you must definitely indicate this when applying for a policy. If you did not do this, and the insured event occurred during active recreation, the insurer will not cover the costs of medical services.

How much will the insurance cost?

The price of the policy depends on many factors, including the duration of your stay abroad, the purpose of the trip, and the age of the insured. For pensioners and those who want to engage in extreme sports, the rates are higher, since they are in a high-risk group. An online calculator will help you calculate the approximate price of an insurance policy. All you need to do is enter the necessary data.

Today, you do not need to go to the insurer's office to apply for a policy. You can order tour insurance to Spain online, and you don't even need to leave your home. The process of applying for the policy itself will take you a minimum amount of time. All you need to have with you is access to the Internet.