Travel insurance to South Africa

With insurance to the depths of Africa

South Africa is the very edge of Africa, here you can see a mixture of exoticism and rational modernity. Beautiful Cape Town, elephants in Kruger Park, well-groomed beaches and the tropics of Limpopo - all this characterizes South Africa. Tours to South Africa are quite expensive, but they are worth it. The country is divided into nine provinces, which differ from each other not only in size, but also in climate, landscape and population. The capital is Tswana or Pretoria. Other popular cities include Cape Town, Johannesburg, Sun City, Port Elizabeth. However, the main travel destination is the national parks of South Africa.

Zimbabwe is truly Africa, here wildlife has been preserved within the national parks. Tourists can also hunt and go rafting. The main attraction of the country is the rich wildlife, which has been preserved thanks to an adequate environmental protection policy. Golf enthusiasts will also not be bored here, since Zimbabwe has the best golf courses in all of Africa.

The capital of the country is Harare. The main purpose of traveling to Zimbabwe is to visit national parks, but there are also many attractions here.

Mozambique combines Portuguese traditions and African flavor, and all this is complemented by incredibly beautiful nature and a huge number of attractions. The country is characterized by rich fauna, amazing terrestrial and underwater nature, ancient cities and gorgeous beaches. The capital of Maputo is a city of contrasts that is definitely worth visiting.

Do you need insurance in South Africa, Zimbabwe and Mozambique

You can get to Mozambique and Zimbabwe without taking out a policy. The minimum amount of coverage is 30 thousand euros. However, medical insurance in South Africa is taken out at the request of the tourist, since it is possible to enter the country without a policy. However, it should be borne in mind that when traveling to African countries, tourists face various risks that may require the intervention of doctors. Medical services for tourists in South Africa are quite expensive, so if you pay for treatment yourself, you will have to spend a lot.

Basic insurance covers only some medical services, such as emergency medical care, inpatient and outpatient treatment, transportation to a medical facility, repatriation in the event of death. The policy also covers the costs of purchasing medications that were prescribed by a doctor.

In addition, insurance coverage can be expanded by taking out additional options. Property insurance is quite common, since many Africans live in poverty, and therefore there is a fairly high level of crime here.

Civil liability insurance is also relevant. It provides for the payment of compensation to the victim to whom the insured has caused material, physical or moral damage.

What dangers can be encountered in African countries?

South Africa, Mozambique and Zimbabwe are characterized by a high level of insolation (solar radiation), due to which burns, as well as sunstroke and heatstroke often occur. To prevent this problem, it is recommended not to sunbathe during periods of active radiation, and to use sunscreen when sunbathing.

As for vaccinations, there is no mandatory list of vaccinations, but if desired, you can get vaccinated against hepatitis A and B, diphtheria, typhoid fever and tetanus. As for the risk of infectious diseases, for example, South Africa is considered a completely safe country. Malaria is not very common here, you can get it only in some regions.

Africa is known for its rich fauna, and quite dangerous wild animals also live here. You will not encounter them in cities, but you will definitely see them on safari. If you follow safety measures, they are not scary. You need to be careful with snakes, and if you are bitten, it is important to immediately consult a doctor who will provide the necessary antidote. You should not swim in unknown bodies of water, as they may contain helminths and schistosome worms, which cause health problems.

Policy cost

Policy prices depend on many factors, including the age of the insured, the country of travel, and the length of stay in the country. The number of additional options has a huge impact. The more of them, the more expensive the policy, but they expand your insurance protection.

Parasol.ua has an online calculator that will help you calculate the cost of insurance. First, you enter information into the fields, after which prices from different insurance companies are displayed. You can order tour insurance to South Africa online without visiting the office.