Travel insurance in the Caribbean countries

The enchanting Caribbean

The Caribbean is a popular destination for exotic tourism. The Caribbean is home to over 50 large and small islands that offer tourists a wealth of interesting museums, exotic nature, and beautiful beaches.

The Caribbean group of countries includes the Lesser and Greater Antilles. Four large islands are located right off the mainland - Cuba, Haiti, Jamaica, and Puerto Rico. It also includes the Bahamas, Grenada, Barbados, Trinidad, and many other islands.

The Caribbean is extremely popular because it has warm seas all year round, incredibly beautiful nature, and a wide selection of hotels. In addition, there are entertainment options for every taste - water and land sports, nightclubs, restaurants, and exciting excursions. Each country in the region has its own specialization. For example, in Barbados, the vacation is quite calm, which is ideal for families with children. And in Cuba, you can not only relax on the beach, but also walk through coffee and tobacco plantations.

The Dominican Republic is  endless beaches that simply conquer with their beauty. Here there is snow-white sand, tall palm trees and a clear blue sea. However, the country has many interesting architectural monuments and national parks. For lovers of active recreation, it is simply paradise. The capital of San Domingo is the birthplace of reference cigars. Jamaica boasts exotic nature, beautiful beaches and a wide selection of hotels for every taste and budget.

Mexico is a unique country that combines Spanish, Caribbean and Indian cultures. Here you can relax on the best beaches of Cancun and the Riviera Maya. For history buffs, there are ancient monuments of various civilizations, and for fans of active recreation - diving on the island of Cozumel. The capital of Mexico City is one of the largest metropolises in the world, surrounded by impregnable mountains and volcanoes.

The level of medicine and danger in the Caribbean

It is worth noting that the Caribbean is a very safe region. Before going there, there is no need to get any vaccinations, in terms of crime it is calm here. Medicine in the countries of the region is quite developed. Most doctors have experience in practice in the USA. In some countries of the region, for example in Cuba, first aid is provided absolutely free of charge, but you still have to pay for medicines and further treatment. The first consultation with a doctor can cost 100-250 dollars depending on the country, and a day of treatment in a hospital - starting from 50 dollars.

Prices for medical services differ from country to country, but still in most countries they are expensive. For this reason, medical insurance in the Dominican Republic, Barbados, Jamaica or other countries is not only a requirement, but also a very profitable thing for a tourist.

What additional options are recommended to include?

A standard medical policy covers only medical services. Namely:

• First aid;
• Treatment in a hospital;
• Outpatient treatment;
• Transportation to a hospital;
• Repatriation in the event of death.

However, basic insurance can be expanded by including additional options. Hurricanes sometimes occur in the Caribbean, but they are usually not dangerous. The largest number of hurricanes occurs from June to November. If you are planning a trip during this period, it makes sense to include travel insurance in your policy. If the insurer offers insurance against bad weather, then it is also worth doing this.

Caribbean countries offer many opportunities for active recreation, including surfing, yachting and diving. Those tourists who plan to engage in any type of extreme sports or active recreation must definitely purchase an active recreation policy.

Accident insurance will also be useful, since scorpions, dangerous insects and snakes live in some countries. If the cause of the illness or injury is an accident, the insurer will cover all recovery costs.

How much does a policy cost and how to order it

The cost of a policy is influenced by many factors, including the duration of stay, the country of travel, and the age of the insured. The number of additional risks is of great importance. Each of them increases the cost of the policy, but at the same time the insurance coverage is expanded.

To calculate the cost of a policy, you should use the convenient online calculator function. It is very convenient to use, you just need to enter the data in the fields, after which you will see the price. Also on the Parasol.ua website you can order tour insurance to the Caribbean online. You don't even need to leave your home for this.