Travel insurance to China and Mongolia

Ancient traditions mixed with beautiful nature

China is an exotic destination for Ukrainians. If you want to get acquainted with a completely new culture, then you have chosen what you need. This country is very diverse, on its territory there are modern megacities with a huge number of high-rise buildings, the best health resorts and beautiful nature. One of the main features of the land of the rising sun is that ancient traditions are highly respected here.

Among the most popular tourist destinations is Beijing, it is in this city that people begin to get acquainted with Chinese color and traditions. Architecture lovers will find many interesting monuments, temples, museums, palaces here. The most interesting thing is that Eastern culture here is combined with European, some city districts are completely copied from European ones.

Another interesting city is Shanghai, an example of a modern metropolis with a huge offer of entertainment and shopping. There are many different shopping centers here, which sell original things and high-quality fakes. Hong Kong is also an equally popular destination.

Mongolia is an excellent choice for enjoying nature, because there are many vast steppes that have not yet been touched by man. It is interesting that almost half of the population lives in the capital, Ulaanbaatar. Active recreation is very popular here - fishing, car and caravan tours, ecotourism. If we compare Mongolia and China, these are contrasting countries that are really worth paying attention to.

Features of insurance in China

To enter China, you need a visa, the condition for obtaining which is a tourist policy. The fact is that medicine in China is paid, by Ukrainian standards it is quite expensive. If you buy a policy, then if necessary, the tourist will be provided with qualified medical care at any time and in any place.

The minimum amount of insurance is 30 thousand dollars. However, in case of serious illnesses or injuries, this amount may not be enough, so tourists often take out insurance for 50 thousand dollars. However, this depends only on the wishes of the insured.

Tour insurance in Mongolia is also taken out for a minimum amount of 30 thousand dollars. A classic insurance contract covers medical expenses, including emergency care, hospital treatment, medication, and repatriation. Additionally, the insurer may include some optional risks.

What additional options are relevant for China and Mongolia?

Formally, no vaccinations are required for a trip to China. However, the level of ecology in cities is quite low, so there is a risk of diseases such as influenza, pneumonia, and other viral diseases.

As in other Asian countries, malaria mosquitoes and ticks are found here, so it is worth insuring yourself against accidents. A huge number of people live in large cities and there are cases of theft, so it is worth insuring your documents. In the event of such a nuisance, the insurance company will quickly restore them and cover the costs of recovery, so that you can return home on time.

Tourists often go to China and Mongolia to spend their time actively and engage in extreme sports. The following types of outdoor activities are especially popular:

• Hiking and cycling tours;
• Caving tours;
• Rafting and canoeing and rafting;
• Cross-country tourism;
• Water sports.

If you plan to engage in such activities, you must definitely inform the insurer about it. Such a policy will cost more, but it guarantees that you will receive timely assistance and will be taken to the hospital for treatment if necessary.

Is it profitable to take out travel insurance?

Medicine in China is based on medical insurance. If you don't have insurance, you will have to pay about $30 for a specialist consultation, and $20-200 for a day of hospital treatment. However, if you have a policy, the insurer will cover the costs. This significantly saves tourists money, given that it is impossible to predict when and where something bad might happen.

The cost of the policy is influenced by many factors. An online calculator will help you calculate the prices. If you decide to order tour insurance to China online, this process will take you a minimum amount of time.