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Travel insurance to Latin America

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Latin America

Insurance price in Latin America

Mysterious and beautiful Latin America

Latin America is a continent where the mysterious Incas, Maya and Aztecs once lived. Today the region is famous for tobacco and delicious coffee, in addition, traditions are highly respected here. As for tourism, absolutely everyone will find something to do here - legendary architectural monuments, jeep rides in national parks, beach holidays on the ocean coast.

 

Most often, tourists go to the following countries - Brazil, Mexico, Argentina, Peru, Chile, Venezuela. Brazil is chosen in order to visit large modern metropolises, explore the jungle and enjoy waterfalls. There are also many nightclubs here. Rio de Janeiro is a city of carnivals, it is really worth coming here for a festival to enjoy the bright costumes and dances.

 

Tourist Mexico provides tourists with excursions to the mysterious Mayan and Aztec structures, as well as relaxation on the prestigious beaches of the world. You can also go diving here, as the coral reefs are truly amazing in their beauty.

 

Argentina has many national parks, and you can also go skiing on glaciers. Santiago also deserves the attention of tourists. Costa Rica is a real paradise for nature lovers, because here are beautiful reserves with volcanoes, endless mountains, exotic beaches with black sand. Venezuela and Ecuador are best suited for eco-tourists. In Peru, you must visit Cusco and Machu Picchu, which will reveal the secrets of the Incas. Skiing and snowboarding enthusiasts will surely enjoy Chile. Bolivia and Paraguay will also surprise you with their resorts and landscapes.

Do you need travel insurance for a trip to Latin American countries?

If you are planning to travel to Latin American countries, you must take out travel insurance, it is mandatory. The minimum amount of insurance in most countries is 30 thousand euros. Moreover, if desired, the amount of insurance can be increased. Medical insurance in Chile, Peru, Argentina, Brazil and other Latin American countries covers the costs of providing medical services, namely:

  • calling an ambulance;
  • inpatient treatment;
  • outpatient treatment;
  • medical transportation;
  • purchase of medicines prescribed by a doctor;
  • repatriation to the homeland;
  • services for telephone communication with the insurer.

Many tourists in Latin American countries engage in extreme sports and active recreation. Among the most popular activities are catamaran rides, kiting, rafting, water skiing, hiking in the mountains, beach volleyball and more. If you plan to engage in this activity, you must include the additional option Sports and active recreation in the policy. Otherwise, the insurer will not cover the costs of medical services if the insured event occurred during active recreation.

How much do medical services cost in Latin American countries

In general, the prices for medical care are higher than in Ukraine, it varies depending on the country. In Brazil and neighboring countries, medicine is characterized by a high European level, respectively, the cost is high.

 

If there is no travel insurance to Argentina or Brazil, you will have to pay for:

  • doctor's consultation - $110;
  • X-ray - $10;
  • surgery to remove appendicitis - $230;
  • blood test - $15.

People with allergies need to be especially careful, since a change in climate and cuisine can pose a certain threat to them. An allergy injection for insect bites can cost $30, and a bandage for an injury or blow - $38. People with chronic diseases are recommended to choose extended insurance, since the usual one does not provide treatment for exacerbation of chronic diseases.

What dangers can you encounter in Latin American countries?

Due to the climate, Latin American countries are characterized by various tropical diseases and various insects that can be dangerous. However, in tourist areas you should not be afraid of this.

 

If you are going to travel to disadvantaged regions of the continent, then you should take out accident insurance, which provides for compensation if you are bitten by an insect or animal, you get injured, or if you suddenly develop a serious illness. In these cases, the insurer will cover the costs of treatment and recovery.

 

The price of insurance depends on many factors, namely the set of additional options, the duration of stay abroad, the amount of the insured amount, and more. Insurance for extreme sports and active recreation costs more, since the insurer's risk is higher. It is very easy to calculate the price of the policy, an online calculator will help you do this. All you need to do is enter the data in the required fields. To order tour insurance to Brazil online, it only takes 5 minutes of your time. 

How it works

Getting sick is expensive, and getting sick abroad is many times more expensive!

  1. Travel insurance will cover medical expenses abroad
  2. The policy is inexpensive compared to the possible costs without it.
  3. They don't skimp on this, buy a policy and your trip will be safe and secure.
— Iryna, insurance expert Parasol.ua