Car for the disabled

Disabled people also need insurance

A type of policy such as CTPV is mandatory for every owner of a motor vehicle. Having such a policy helps to avoid many problems that may arise in the event of an accident or breakdown. If you have CTPV, then in the event of damage to a third party, the insurer will pay compensation for you.

Issuing CTPV for disabled people has certain nuances, in particular, the rates for disabled people are lower, since they have a 50% discount. You can order a car insurance policy for disabled people online directly at Parasol.ua, it only takes a few minutes. You always have access to a rating of insurers from which you can purchase a policy inexpensively.

Discounts for disabled people

The law on insurance states that disabled people are provided with discounts when purchasing CTPV. Disabled people of group 2 can buy a civil car with benefits, they are provided with a 50% discount.

Disabled people have the right to purchase a civil car insurance policy at a partial cost, they pay half the cost of the insurance. In this case, the insurance company compensates for the damage in the amount specified in the contract. The driver of the vehicle must make an insurance premium on time. Insurance companies do not provide benefits in all cases. It is important that the disabled person drives the car or another person can be behind the wheel, but the insurance will be valid if the disabled person was in the car.

Why is it worth buying a civil car insurance policy?

The presence of a civil car insurance policy is a necessity not only for disabled drivers, but also for all drivers of motor vehicles. The civil car insurance policy insures the driver's liability for causing harm to a third party. If as a result of an accident you caused damage to someone's health or property, the insurance company will pay compensation for you.

It is also important to understand that driving without this policy is prohibited. A police officer can always ask you to show your CPL. If you do not have insurance, then a fine is provided for its absence.

Cost of a car insurance policy for the disabled

The prices for a car insurance policy for the disabled are the same, but they have the right to purchase insurance with a 50% discount, which significantly reduces the price. The CPL calculator for the disabled will help you calculate the exact cost of the policy for a specific person. You can apply for a CPL at a very attractive price.