Taxi car

Mandatory insurance for taxis

The task of a taxi is to transport a passenger from one place to another. A taxi is a certain type of service provision. Since taxi drivers use their vehicle much more often than others, the registration of a civil liability policy for taxi drivers has certain features and specifics. You can order a civil liability policy for a taxi online at Parasol.ua, it will only take a few minutes.

It is important to learn about all the nuances of registering a policy for taxi drivers before registering a civil liability policy so as not to violate the law. To register a civil liability policy, you can choose any insurance company from those presented on the site, you can also view their rating.

Nuances of taxi insurance

The main feature of registering a civil liability policy for a taxi is that it is more expensive. Everything is very logical - taxi drivers drive all day and cover long distances, so the risk of an accident is much higher.

It is not enough for a taxi driver to have a regular civil insurance policy. If a taxi driver has a regular civil insurance policy, it will simply be invalid, and accordingly, compensation will not be paid to the third party.

It is important to buy a civil insurance policy with a mark that allows the transportation of passengers. There are taxi drivers or companies that simply ignore this, but insurers make a mark in the policy “not for taxis”, which plays a very important role.

Do you need a civil insurance policy?

Of course, civil insurance is necessary for every car owner, not just for a taxi driver. In the event of an accident, the insurance company will pay compensation for property damage or health to a third party instead of you.

Driving a vehicle (including for commercial purposes) without having insurance is prohibited by law. Driving without a valid insurance policy is subject to a fine.

Calculation of rates

Currently, rates are calculated according to two schemes:

• Drivers who will use the vehicle for commercial purposes are entered in the insurance form;
• A car insurance policy without restrictions is issued, which allows you to operate the vehicle as a taxi. However, the price of such a policy is much higher.

Cost of a car insurance policy for a taxi

As already mentioned, the cost of such insurance for a taxi is higher than for a regular car. The taxi insurance policy calculator allows you to find out the exact prices of the policy. This function helps you calculate the cost in just a few minutes. You can buy a policy inexpensively, but it is important to know where to go.