Toyota car

Car insurance - OSCPV policy

OSCPV is a policy that every driver should have. The document is also often called Autocivilka, because it is civil liability insurance for a car. What does this mean? It means that if an accident occurs due to the driver's fault with the participation of another vehicle, the insurance will cover the damages to the injured party. If the driver does not have insurance, then the fine for the violation will be the smallest expense. After all, in addition to it, the injured party will have to pay for the car repair out of their own pocket. To prevent such situations from arising, we will tell you how to quickly apply for an electronic policy. And how to calculate the cost of a policy for Toyota Avensis, Avalon, Corolla, Land Cruiser, Prius, Rav4 and others.

How to buy a comprehensive insurance policy for a Toyota and what the price depends on

We will tell you using the example of a Toyota Camry 2.5 AT Comfort car:

1. Go to the very top of the page, where the comprehensive insurance calculator is located.
2. Enter the main parameters that form the price. This is the city of registration of the vehicle, its type and engine capacity. In this case, a passenger car with a volume of 2001-3000 cm3. Let's take, for example, registration in Kharkiv.
3. View the list of prices from various insurance companies. The cost of the document for this car: from 1100 to 2500 hryvnias for 12 months.
4. Choose a deductible. This is the amount that the driver himself undertakes to pay in the event of an accident. Typically, the deductible can be 1000-2500 hryvnias, or you can choose a policy without this item altogether. The smaller the deductible, the more expensive the policy will be. However, the difference is not as big as for a document for a year, so which option to choose is up to you.
5. Indicate whether you have any benefits. They can give a 50% discount from the Motor Transport Insurance Bureau of Ukraine. Some preferential categories do not need to apply for this policy at all, and all costs for them are covered by the MTIBU.
6. Pay for the service. You can do this right on the website via the online terminal.

After that, the finished insurance will come to your email address and you can safely hit the road.