Civilian car in Kyiv region

Mandatory insurance in Ukraine

Kyiv region is an important region of Ukraine, where many people live. Since this region leads to the capital of Ukraine, many roads of international importance pass through it. According to statistics, the condition of the roads in the Kyiv region is the best, if compared with other regions. However, accidents and traffic accidents can still occur on the road.

Third party liability insurance is mandatory in Ukraine, without a CTPV policy, the driver faces a fine. However, it is important for every driver to understand that a civil liability insurance policy is not only a government requirement, but also a profitable business for the driver, since no one is insured against accidents and collisions on the road, and they can occur not only through the fault of the driver.

It does not matter at all where you live - Boyarka, Boryspil, Brovary, Vyshgorod, Vyshneve, Fastiv, Irpin, Vasylkiv or Bila Tserkva, you can order a civil liability insurance policy in the Kyiv region online directly at Parasol.ua. There is no need to go to the nearest large city, and the registration process takes only a few minutes.

What does a civil liability insurance policy provide?

The object of insurance under a civil liability insurance policy is the driver's civil liability. According to the terms of this type of insurance, the insurance company pays compensation to a third party in the event of an accident caused by the insured. The policy pays compensation for expenses related to:

• Repair of a third party's car;
• Compensation to relatives in the event of the death of third parties as a result of a road accident;
• Treatment and rehabilitation of third parties who have been injured after an accident.

Having a third party liability insurance policy is mandatory for every driver without exception. If a police officer stops you, he may ask to show your license plate. If the policy is not found, the driver will be forced to pay a fine.

How long is the MTPL policy valid?

For vehicles registered in Ukraine and not subject to mandatory technical inspection, the MTPL policy is valid for one year.

Cars registered in Ukraine temporarily or registered in other countries, as well as vehicles subject to mandatory technical inspection, receive a MTPL policy for a period of 15 days to one year.

Cost of the policy

Prices for a civil vehicle in the Kyiv region depend on two components - the basic payment, the tariffs for which are set by the state, and coefficients that are influenced by the following factors:

• Type of vehicle and main technical parameters (for cars - engine capacity, for trucks - carrying capacity, for buses - number of seats for passengers);
• Purpose of use of transport;
• Place of registration of the vehicle;
• Experience of drivers who drive the vehicle;
• Validity period.

You can calculate the cost of a civil car insurance specifically for you using such a convenient function on Parasol.ua as the OSCPV calculator in the Kyiv region. First, you need to specify the necessary data, after which you will see the price. The site also has a rating of insurance companies. To buy OSCPV inexpensively, you can compare the prices of different insurers and choose the best option for yourself.