OSAGO without technical inspection

In 2011, the mandatory technical inspection procedure was canceled in Ukraine, but now it has been brought back again. Many vehicle owners believe that it is still possible to issue an OSCPV without a technical inspection, but this is not the case in all cases.

A motor vehicle insurance policy is a mandatory document under the legislation of Ukraine that every vehicle owner must issue.

Why is a policy needed?

Insurance is needed to protect other drivers from unforeseen situations on the road, as well as to protect other property of citizens from being damaged by a car.

If you are the owner of a freight vehicle, then it is possible to issue an OSCPV policy without a technical passport. It is important to understand that this does not apply to all trucks, but to those that were released more than two years ago. Individuals and legal entities must undergo a technical inspection in any case.

Cars and trucks with a carrying capacity of less than 3.5 tons must undergo a technical inspection only once every two years, if the carrying capacity is above 3.5 tons - once a year.

What does insurance cover?

Insurance is mandatory civil liability insurance for car owners. It compensates for damage caused to another car, the health of the driver and passengers, as well as other property.

By taking out car insurance, you primarily insure your civil liability in the event of a guilty plea. Car insurance is a guarantee that the injured person will receive compensation and the perpetrator will not lose money. Car insurance is valid only on the territory of Ukraine.

What expenses are covered by insurance:

• payments for treatment of victims;
• car repairs;
• payments for causing damage to other property;
• payments to the victim's family in the event of his death.

Price of car insurance

The cost of car insurance depends on many factors, as well as on the limits established by law. It is important to understand that the insurer calculates the coefficient taking into account not only the number of accidents, but also other factors.

The price is calculated taking into account factors such as:

1. Type of transport;
2. Engine capacity, its carrying capacity and other characteristics of the car;
3. Place of registration;
4. Purpose of use;
5. Number of drivers;
6. Benefits.

You can apply for a policy at the lowest price in a couple of minutes. You need to enter your data on the website and the MTPL calculator will automatically calculate the cost of insurance.