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Medical insurance for students

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Medical insurance for students

Getting sick at university is easy, it's better to get insurance

No one is insured against various diseases, which is why health insurance is becoming more and more popular every year. At the moment, health insurance is not mandatory for registration, although many programs and projects have been presented. However, Ukrainians of all ages are interested in and buy health insurance.

Many insurance companies offer special programs for different groups of the population, including programs for students. Everyone gets the flu or a cold at least once a year, so a health policy will definitely come in handy.

Who can buy

A student aged 16 to 30 can order health insurance for students online, if he is studying at a higher educational institution at the time of registration of the policy. The university can also conclude an insurance contract for the benefit of its students.

What does medical insurance for students cover?

Student medical insurance covers medical expenses. This means that if a student suddenly becomes ill, he will not have to pay for his treatment, as the insurer will do it for him. The usual program will cover emergency care and limited inpatient treatment, but any program can be supplemented with options. Additional options may include:

  • Outpatient treatment;
  • Inpatient treatment;
  • Provision of medications prescribed by a doctor;
  • Dental services.

You can supplement the insurance program at your discretion, but this will affect the total cost of the policy.

Compensation payment procedure

The insurer pays compensation in the event of an insured event within the insured amount specified in the insurance contract. You can pay the insurance premium either in one payment or in several installments. Compensation can be paid either to the medical institution or to the insured if he paid for the services himself (proof of payment must be presented).

Cost of the policy for students

The price of insurance for a student is not very high, so every university student can afford to buy it for himself. The cost will depend on the list of services covered by the insurance. For legal entities, the cost and conditions are discussed individually.

To find out the cost of insurance for students, you need to use the convenient calculator on Parasol.ua. The medical insurance calculator for students will calculate prices from leading insurance companies in a matter of seconds. The process of applying for a policy will take no more than 10 minutes.

How it works

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— Iryna, insurance expert Parasol.ua