OSCPV for trucks

Mandatory insurance for trucks

Every vehicle owner knows that all road users must have insurance. Mandatory insurance in Ukraine is the third-party liability insurance or auto insurance. Drivers of cars, trucks, taxis, and even agricultural machinery must have an auto insurance policy.

You can order an auto insurance policy for trucks online in just a few minutes on the Parasol website. All you need for this is a computer with Internet access and a little free time.

Is it worth it to insure?

Mainly, legal entities use trucks for company purposes. The size of trucks is often quite large, and this affects the maneuverability and agility of the vehicle, which increases the risk of an accident. Since the MTPL policy insures the driver's civil liability, in the event of an accident caused by the truck driver, the insurer will pay the full amount of compensation or part of it to the victim. This fact significantly affects the company's costs, so it is worth buying MTPL.

Features of issuing a policy for trucks

It is quite simple to issue a MTPL policy for a Gazelle or any other truck, the procedure is almost the same as insuring a passenger car. However, it is important to take into account some points.

Trucks are usually used by companies, so several drivers have access to transport management. When issuing MTPL for a truck, it is assumed that a contract is issued for each driver. The power of the truck also matters, it will affect the cost.

Cost of the policy

Prices for a truck's MTPL are quite affordable, they are practically no different from the cost of a policy for a passenger car. The tariffs for the CTPV policy are set by the state, so the price will not differ significantly between different insurance companies.

A convenient CTPV calculator for trucks is available on Parasol.ua, which will help you calculate the cost of the policy depending on:

• Region of registration of the truck;
• Capacity;
• Number of drivers who will drive the truck;
• Experience and age of each driver.

When you enter the data, you will be able to access offers from various insurers. The portal provides a rating of insurance companies. Parasol presents only profitable and exclusive offers, so you can buy a CTPV policy inexpensively.