Auto-civil for training cars

Insure your training car

Everyone should have a civil liability insurance policy, including the important thing to issue a civil liability insurance policy for the driving instructor, since all responsibility lies with him. During training, various situations may arise, including the culprit of an accident may be a student who does not even have a license yet. In this case, the instructor is considered the culprit, not the student.

Driving schools often issue, in addition to the civil liability insurance policy, also comprehensive insurance. If the comprehensive insurance policy can be purchased at the request of the instructor or driving school, then civil liability insurance should always be issued. Now it is really very easy to do this, since you can order a civil liability insurance policy for training cars online at Parasol.ua, you do not even need to go to the insurer's office for this.

Features of registration

First of all, it is important to note that the civil liability insurance policy must be in place in any case. However, in reality, this is also very profitable, since the risk of getting into an accident is still high, because an inexperienced driver who has not yet received a license is behind the wheel. However, this is still a controversial issue, since a training car can move at a maximum speed of 40 km / h, so in the event of a collision, the impact will not be strong. In addition, the instructor controls the student's actions using additional pedals.

In the event of an accident, civil liability will lie with the instructor, not the student. It is also important to issue a car insurance policy for an unlimited number of drivers. There are no special features of car insurance for driving schools, they are issued in the same order as cars for personal use.

Payment of compensation

Compensation to a third party under the OSCPV policy is made if the insured is at fault for an accident that resulted in damage to health or property. According to the policy agreement, the insurer pays monetary compensation to the victim for car repairs or treatment. Compensation is also provided for relatives if people die in an accident.

Cost of a driving school policy

A civil liability insurance policy for a training car costs the same as for a personal car. Insurance prices consist of two parts - a mandatory payment (the rates for it are set by the state) and coefficients that depend on certain factors. The most significant factors affecting the price are the type of vehicle, engine capacity, policy term, and place of registration.

The civil liability insurance calculator for training cars will help you calculate the cost of the policy in a few minutes. Before you buy a civil liability insurance policy for a training car inexpensively, you should familiarize yourself with the rating of insurance companies on Parasol.ua, which will help you choose an insurer.