Travel insurance to Mediterranean countries

Insurance for connoisseurs of the ancient world

The most popular destination for tourism in the Mediterranean countries is a beach holiday. However, many countries are rich in their historical and architectural monuments. In addition to these values, Greece offers tourists to enjoy wine and food, nature, discos and nightlife. Athens is the capital of the country, here you can feel like a resident of Ancient Greece and even climb Mount Olympus. The islands of Rhodes and Crete are no less popular, there are well-groomed and safe beaches where you can relax, sunbathe and swim in the warm sea. The country also offers many spa centers that contribute to the healing of the whole body.

Malta is an island country that is distinguished by its picturesque nature. If you are interested in culture, architecture, cooking or just want to relax on the beach, then this is the place for you. In Malta, you can find a reflection of absolutely every era. The country's nature is so rich that the local landscapes are often found in the famous TV series Game of Thrones. The capital, Valletta, is designed in the form of a fortress, and almost all the sights have survived to this day.

Cyprus is ideal for a relaxing beach holiday. The climate here is mild, and the beaches are very clean. The atmosphere here is quite calm, so if you don't like noise and loud discos, then this is an ideal place to relax. The capital, Nicosia, is perfect for lovers of delicious food, because it combines Balkan, Greek and Turkish cuisine.

What does insurance cover?

The simplest policy covers only medical expenses. These include emergency care, transportation to the hospital, inpatient treatment, provision of medications, and sometimes emergency dental services are included in the insurance.

If desired, additional options can be included in the insurance, including:

• Insurance against non-departure;
• Insurance of luggage and documents;
• Insurance against accidents.
• Insurance against bad weather.

Since people go to Mediterranean countries primarily for a beach holiday, bad weather insurance is quite relevant. It provides for the payment of compensation for rainy days. The cost of accommodation in a hotel is reimbursed for the number of days when the weather was bad. When choosing an additional option in the form of document insurance, in case of their loss, the insurer organizes the restoration of documents and covers the costs.

The level of medicine in Mediterranean countries

Today, the level of medicine in Greece is at the European level. Medical care can be obtained either for money or under a medical policy. Malta also provides medical services in accordance with international standards. Here the cost of treatment is 60-70% lower than in Europe. Local residents can receive medical care for free, for foreigners it is paid. However, tour insurance to Malta will cover the costs, which is much more profitable. In Cyprus, most doctors speak English, which greatly simplifies working with foreigners.

Insurance for active recreation

It is important to understand that standard medical insurance for Cyprus does not apply to insured events that occurred while practicing extreme sports or active recreation. Therefore, it is in the interests of every tourist to inform the insurer that you will be doing sports. 

Among the most popular activities in Greece, Cyprus and Malta are the following:

• Diving;
• Windsurfing;
• Paragliding;
• Fishing;
• Scooter riding and other water activities;
• Cycling and hiking;
• Safari on ATVs and jeeps;
• Horseback riding;
• Golf and others.

Water parks are also quite common in these countries, and Cyprus has a ski resort. The cost of this policy is higher because there is a greater risk of injury.

When applying for an insurance policy, it is worth indicating all possible risks so that unpleasant situations do not arise later. The standard policy does not provide for payment if the insured event occurred while playing sports.

Issuing a policy online

Today, it is not at all necessary to go to an insurance company to apply for travel insurance. Now you can order tour insurance to Greece online. The process will take you only a few minutes. All you need is a computer with Internet access.

Moreover, Parasol.ua has an online calculator, with which you can calculate the cost of the policy. Prices depend on various factors - the number of insurance risks, validity period, purpose of the trip, and more. You just need to enter all the information, after which you will find out the cost of the insurance.